Expertise
We support insurers, reinsurers and companies across the actuarial and insurance value chain. Eight areas of expertise, one shared commitment to rigour.
Strategy consulting
Defining your positioning in the face of new market challenges.
Growing competition, the rise of new models (insurtech), optimising your product offering and distribution channels, controlling costs: we help you define the strategy best suited to your sector’s challenges.
Our approach: analysis of your positioning (benchmarking, SWOT), prioritised recommendations, an operational roadmap with success indicators, and cross-disciplinary expertise in actuarial science, regulation and business models.
Organisation & risk management consulting
Optimising your operating model for greater performance.
Digitalisation, new regulations, margin pressure: we support you in reviewing your organisational structure, clarifying your processes (underwriting, claims, actuarial) and controlling your costs.
For risk management: risk mapping, risk-control plans, review of protection and prevention arrangements, crisis management and business continuity plans. For major claims, we prepare claim files and negotiate compensation with insurers.
Regulatory assistance and external audit
Security, compliance and constructive dialogue with regulators.
CIMA inspections and statutory auditor reviews require rigorous preparation to avoid penalties, maintain regulators’ confidence and ensure the transparency of your accounts.
Our support: pre-inspection audit of processes and documents, verification of compliance with OHADA and local standards, technical support during the inspection, then a corrective action plan and strengthened processes going forward.
Technical reserving (Non-Life & Life)
Actuarial precision and regulatory compliance for sound risk management.
Life & Non-Life reserving: data analysis, review of claims triangles and existing methods, identification of potential under- or over-reserving biases, sensitivity testing and documentation compliant with regulators’ expectations (CIMA, statutory auditors).
Non-Life claims-opening scales: historical analysis of claims by cover and risk type, design of statistically robust scales, and software integration for operational deployment.
Pricing & profitability
Optimising financial performance with a strategic actuarial approach.
Actuarial pricing (Life & Non-Life): advanced modelling of historical data, integration of risk scenarios, GLM and Bayesian credibility methods, optimal segmentation and simulation of the impact of rate changes.
Profitability analysis (combined ratio, ROI per product, hidden costs) and regulatory documentation: technical notes compliant with CIMA requirements, optimisation of policy wordings.
Employee benefit liabilities
Managing your employee benefit obligations and anticipating their financial impact.
End-of-career indemnities, length-of-service indemnities, long-service awards, severance bonuses: we assess and reserve for your employee benefit obligations.
Actuarial modelling compliant with IFRS (IAS 19) and OHADA standards, calculation of provisions, audit and optimisation of obligations, and regulatory support (documentation, reporting).
Access the IFC toolComing soonInsurance contract negotiation and management
Optimising your insurance cover at the best cost.
Review of your existing contracts to identify risks and potential savings, negotiation with insurers for cover tailored to competitive terms.
Proactive policy management (renewals, claims declarations, regulatory compliance) and definition of a bespoke insurance strategy, aligned with your business and financial priorities.
Training
Strengthening your teams’ skills with targeted training.
Our key modules: risk management and corporate insurance, assessment and management of employee benefit liabilities (IFRS/OHADA standards), technical reserving, pricing, Non-Life claims-opening scales, regulatory inspections (CIMA, DNA, statutory auditors).
Flexible format (in-person or remote), programmes tailored by level (introductory, advanced, executive), and post-training support (technical factsheets, Excel templates, FAQ).